i was involved in a car accident last night which was ruled the other persons fault by the police. problem is my license was susp and i guess they ddint run it through the computer bc they didnt say anything about it. im susp for non payment of surcharges. the car i was driving is under my dads ins im not listed as a driver. now wil lthe ins stil lpay to fix the car and will they find out i was susp?